Rentals for storage vans, like our Dilly Rentals, can come with a secondary collision damage waiver for $15 a day. This is optional, though. This is why customers are always required to show proof of insurance prior to taking the vehicle out. This means that if they decline the secondary waiver, they will rely on their own insurance should something happen. Drivers are responsible for the first $2500 of damage and loss, plus all necessary repairs. They can work with their insurance company for reimbursement or just have the insurance cut us a check for the repairs.
However, if they add the CDW ($15/day,) they are only responsible for a $1000 deductible. Not many customers know the details of their insurance policies until it’s too late. In most cases, if you have full coverage, your insurance company can take care of the cost of damages, and you’ll pay the insurance deductible out of pocket. However, if you only have liability coverage, insurance companies won’t cover the cost of damages and you’ll end up having to pay out of pocket.
Many customers don’t fully understand our insurance and collision damage waiver policy for our Dilly Rentals. It’s important to understand what your personal insurance coverage is before renting a Dilly Rental – or any rental for that matter. We require a valid driver’s license, a credit/ debit card, and a copy of your valid auto insurance, to rent the vehicle.
Ask your Insurance
This is why we suggest that people check with their insurance companies what exactly their coverage entails. People should do this before they rent our vehicles. Nobody likes to file insurance claims because of the hassle and long process.